T-19 Restrictions, Encroachment, Mineral Endorsement
Cost: $25 minimum or 5% of the basic rate on residential and 10% of the basic rate on non-residential
When Needed: Required by most lenders on the Mortgagee's Title Policy.
Protects: Gives the lender further coverage with regards to survey encroachments, mineral right and/or restrictions set out on Schedule B.

T-19.1 for non-residential Owner Title Policy for 15%

T-17 Planned Unit Development Endorsement
Cost: $25
When Needed: Required by most lenders on the Mortgagee's Title Policy when the property lies within a Planned Unit Development.
Protects: Gives lender further coverage with regards to restrictive covenants, HOA dues, enforced removal of existing structures and right of first refusal.

Survey Amendment on Owner's Title Policies
Cost: 5% of the basic rate on residential and 15% on non-residential property.
When Needed: Optional coverage for owners
Protects: Deletes language out of survey exception so that the owner has coverage from any discrepancies, conflicts, encroachments or protrusions, or overlapping of improvements.

T-30 Tax Deletion
Cost: $20
When Needed: Required by almost all lenders on the Mortgagee's Title Policy
Protects: Provides protection against rollback taxes-subsequent taxes and assessments for prior years due to change in land usage or ownership.

T-31 Manufactured Housing Endorsement
Cost: $20
Protects: Manufactured home is attached to land described in Mortgagee Title Policy.

T-31.1 Supplemental Coverage Manufactured Housing Unit Endorsement
Cost: $50
Protects: Provides supplemental coverages in addition to insuring manufactured housing unit is located on the land.

T-33 Adjustable Rate Endorsement
Cost: $20
When Needed: Required by the mortgage company as an endorsement to the Mortgagee’s Title Policy whenever the borrower has an Adjustable Rate Note.

T-35 Revolving Credit Endorsement
Cost: $50
When Needed: May be issued with a Mortgagee Title Policy insuring a Home Equity Line of Credit Loan.

T-36 Environmental Protection Lien Endorsement
Cost: $25
When Needed: Required by almost all mortgage companies on the Mortgagee's Title Policy on residential properties.
Protects: Protects the lender in case there are any existing liens regarding environmental issues.

T-39 Balloon Endorsements
Cost: $25
When Needed: Required by the mortgage company as an endorsement to the Mortgagee's Title Policy whenever the borrower has a Balloon note.